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BFP are specialist life, income protection and key person insurance advisers.

For more than 30 years, we have helped individuals, families and businesses with their insurance needs, representing our clients best interests, not the big insurance companies.

ABOUT
Financial Report

ABOUT

BFP is a multi-generation, family owned and run business, that has been in operation for 30+ years.

 

As specialist life, income and key person insurance advisers, we understand that everything we do needs to be structured correctly, easy to understand and cost effective for our clients.

 

Risk and insurance planning is a must and our key focus is providing risk and insurance solutions, so our clients personal, family and business situations are protected if unexpected death or disablement occurs.

 

We deal with all top insurers, so we can recommend a solution that truly meets your needs.

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SERVICES

SERVICES

Personal Life & Disability Insurance
 

Other Common Names: Life Insurance, Trauma/Critical Illness Insurance, Total & Permanent Disablement (TPD) Insurance or Severity Health Events Cover

Personal life and disability insurances can help cover the costs of clearing debts, ongoing living expenses, kids education, paying unexpected medical bills, estate equalisation and other important family events. These types of policies can pay a benefit upon death, total and permanent disability or the suffering of a critical illness or traumatic health event.

Income Protection

 

Other Common Names: Sickness & Accident Insurance, Salary Continuance Insurance or Cash Flow Protection

Income protection can pay a monthly income replacement benefit when a sickness or accident prevents the policy holder from working, helping to cover ongoing personal and family expenses. Business owners may also be eligible to cover fixed business expenses with a business expenses benefit add-on.

Key Person Insurance

 

Other Common Names: Key Man Insurance, Key Person Revenue Insurance or Revenue Protection Insurance

Key person insurance can provide cash injections into a business, to help replace lost revenues and increased expenses when business owners and key people are unable to generate revenues or manage the business because of death, total and permanent disability or the suffering of a critical illness or traumatic health events.

Debt Protection Insurance
 

Other Common Names: Liability Insurance, Capital Insurance or Key Person Capital Insurance

Debt protection insurance can repay business debts and release assets from being held as security, when business owners and guarantors are unable to service or guarantee business debts because of death, total and permanent disability or the suffering of a critical illness or traumatic health events.

Shareholders Agreement Insurance
 

Other Common Names: Partnership Insurance, Buy/Sell Insurance, Business Succession Insurance or Directions Ownership Protection

 

Shareholders agreement insurance can cover the cost of buying out an exiting business partner if they pass away or become totally and permanently disabled, which can help to prevent disputes, maintain the value of the business and ease financial pressure on continuing business partners at an already difficult.

Self Managed Super Fund Insurance
 

Other Common Names: Insurance Under Superannuation, Superannuation Term Insurance, Superannuation Liquidity Insurance or Estate Equalisation Insurance

Self-managed super fund (SMSF) insurance is life and disability insurance that is simply owned by a SMSF. Holding life and disability insurance through a SMSF may be beneficial in certain circumstances. It is a regulatory requirement for SMSF Trustee’s to consider the needs of the fund and its members with regards to life and disability insurance as part of their funds investment strategy.

Group Life & Disability Insurance for Corporates

Other Common Names: 

Corporate Insurance Plan, Staff Insurance Plan, Employee Benefits Scheme or Staff Welfare Protection

Group life and disability insurance is a group insurance strategy that can enable employers to provide automatic acceptance life and disability insurances to their employees as a valuable employee benefit.

Insurance Claims & Estate Support Service

BFP administers and manages our clients claims when they need us most, so this difficult process is looked after and made as easy as possible. We pride ourselves on achieving positive insurance claims outcomes for our clients. For 30+ years we have been offering this service and we are proud of our success rate with regards to getting our clients legitimate insurance claims paid. We represent our clients, not the big insurance companies.

OUR PEOPLE

OUR PEOPLE

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Brett Wright 
Director & Adviser

Brett joined the family business of BFP in 2006 and has been a qualified adviser since 2008. Brett has won awards, is recognised for his client and industry advocacy work and is a member of key industry advisory and working groups.

 

Brett and his team take great pride in helping BFP’s clients with their life, income protection and key person insurance needs, especially when our clients need to make a claim.

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Jeremy Wright
Operations & Claims Support

Jeremy founded BFP in 1987 and helps to oversee operations, claims and renewal support. He really enjoys helping our clients and we have a 100% success rate with getting our clients legitimate claims paid thanks to Jeremy.

 

Spending time with his grandkids is also a high priority and he is also a passionate supporter of the life insurance sector and ensuring good quality advice and policies remain affordable and accessible for everyday Australian’s.

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Lauren Enfield
Adviser

Lauren has over 20 years of experience in the financial services industry and holds a Graduate Diploma of Financial Services. She is dedicated to helping individuals and families safeguard what matters most with personalised life insurance solutions. She provides genuine care, clear advice, and long-term support, ensuring her clients feel confident and protected at every stage of life.

 

Outside of work, Lauren enjoys a full and lively family life with three teenage boys, as well as beach walks with her puppy, good coffee and concerts.

CONTACT

CONTACT

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Locations

Sydney South and
Postal Address

197 Washington Drive

Bonnet Bay NSW 2226
Phone: +61 2 9528 9888
Hours: 9am to 5pm by appointment only.

Sydney CBD

Level 6, 88 Phillip Street

Sydney NSW 2000
Phone: +61 2 8543 7051

Hours: 9am to 5pm by appointment only.

General information warning

The information provided at www.businessfp.com.au (site) is of a general nature only and is not intended to serve as advice. We have not considered your financial circumstances, needs or objectives when preparing the information on this site. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek advice from an authorised financial adviser before making any decision regarding any products or strategies mentioned on this site. Whilst all care has been taken in the preparation of information on this site, it is based on our understanding of current regulatory requirements and laws at the publication date. As these laws are subject to change you should talk to an authorised adviser for the most up-to-date information. No warranty is given in respect of the information provided on this site and Business Funding & Planning Pty Ltd, Australian Unity Personal Financial Services Ltd and their respective related entities, employees or representatives accept no responsibility for any loss suffered by any person arising from reliance on information on this site.

Who we are licensed under

Business Funding & Planning Pty Ltd | ABN 23 003 411 998 | Corporate Authorised Representative No 1289171 | is a Corporate Authorised Representative of Personal Financial Services Limited | ABN 26 098 725 145 | AFSL No 234459.

©2025 Business Funding & Planning Pty Ltd. All Rights Reserved.

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